Important Billing Information to Consider When You’re Expecting
Congratulations on the addition to your family! Nothing is more exciting than a new baby!
In all the excitement, it can be easy to forget that there are some things that do not automatically happen with your insurance coverage. It is important to make sure you take all the necessary steps, before and after the arrival of your little one, to ensure your baby’s claims are processed and paid for, accordingly.
Steps to Take:
- Contact your insurance after the arrival of your baby. As soon as possible is best, but ideally within 72 hours.
- If you have an exchange plan via the Federal marketplace, it can take up to 60 days to add a new baby. It is best to start preparing as soon as you know you’re having a child to ensure the best ‘family’ coverage for you is in place, so when the baby is born, you are all set to add them.
- You should be able to add an infant to you plan via the ‘Report a Life Change” link within the Federal marketplace.
- If you fail to sign your baby up for health insurance, you may face the same annual federal penalty as adults do for being uninsured.
- Make sure InterMed has your baby’s legal name on file. Many times, information comes over from the hospital as either Baby Boy or Baby Girl under your account. We cannot bill to the insurance company without the legal name of the baby, and this could result in balances falling to the responsibility of the parents.
For specific coverage, policy and benefit information, please contact your insurance company.
For billing inquiries, please contact our customer service department at 207-828-0361.
- What If I’m Pregnant or Plan to Get Pregnant? Learn more >
- Protections for Newborns, Adopted Children, and New Parents – Learn more >
- ‘Birthday Rule’ – What Happens When Your Baby has Coverage Under you and Your Spouse/Partner. Who is Primary? What are the Exceptions? Learn more >
- Understanding Medical Bills – From Pregnancy to Delivery – Learn more >
- Prenatal Care
- Circumcision Billing
- Medications in Pregnancy
- Physical Therapy While Pregnant
- Tdap (Tetanus, Diphtheria, Pertussis) Vaccine
- Pregnancy Ultrasound (Maine Medical Partners)
- Family Birth Center at Maine Medical Center
- Quest Diagnostics Cost Estimator
Circumcisions are considered elective surgery.
Medicaid insurance and most other insurance companies may not cover this procedure. If your insurance policy does cover circumcisions, it is your responsibility to contact the billing department at InterMed, give them your baby’s name and policy number so this procedure may be billed in a timely matter.
If your insurance does not cover circumcisions, and you would like to have this procedure done before leaving the hospital, you must have paid this fee in full. You may pay small payments throughout your pregnancy at the time of your appointments, and we will put this as a credit on your account. Please inform the front office you are paying on the circumcision so we will credit your account appropriately.
The cost of this procedure is $537.00.
All of our billing is done from our InterMed office at Foden Road in South Portland. If you would like to make a payment plan please contact our billing department at Foden Road. Their phone number is 207-828-0361.
*Please be sure to check with your insurance company on coverage and prior authorization requirements.